Truist Financial Corporation, valued at a market capitalization of $64.2 billion, is anticipated to announce its fiscal Q4 2025 earnings report shortly. This regional financial services giant, headquartered in Charlotte, North Carolina, formed in 2019 through the merger of BB&T and SunTrust, offers a diverse range of services including consumer and commercial banking, lending, wealth and asset management, insurance, and investment banking.
Analysts project that Truist will report a profit of $1.09 per share for the fourth quarter, marking a significant increase of 19.8% compared to $0.91 per share in the same quarter last year. Over the past year, Truist has exceeded Wall Street’s earnings expectations in three of four quarters, missing the mark only once. In the preceding quarter, the company posted earnings of $1.04 per share, outperforming the consensus estimate by 5.1%.
Growth Projections and Stock Performance
For the fiscal year 2025, analysts expect Truist to achieve a profit of $3.94 per share, reflecting a rise of 6.8% from $3.69 in fiscal 2024. Looking ahead, earnings per share are anticipated to grow by 13.2% year over year to reach $4.46 in fiscal 2026. Over the past 52 weeks, shares of Truist have increased by 15.8%, slightly outperforming the S&P 500 Index, which rose by 15.4%, and the Financial Select Sector SPDR Fund, which saw a 14.5% increase during the same period.
On December 10, shares of Truist surged by more than 3% following the bank’s announcement to lower its prime lending rate from 7% to 6.75%. This adjustment was positively received by investors, indicating a potentially more favorable lending environment that could boost loan demand across both consumer and commercial sectors.
Analysts maintain a moderate optimism regarding Truist’s stock performance. Among the 22 analysts covering the company, seven recommend a “Strong Buy,” two suggest a “Moderate Buy,” while twelve analysts indicate a “Hold,” and one advocates a “Strong Sell.” The mean price target for Truist’s stock is set at $51.17, indicating a potential upside of 2.5% from current trading levels.
As Truist Financial prepares to release its earnings report, investors and analysts alike will be keenly observing the results for insights into the company’s financial health and future growth trajectory.
