Assurant, Inc. is poised to announce its fourth-quarter 2025 earnings report on February 10, 2025, after market close. Based in Atlanta, Georgia, the company operates globally, focusing on protection solutions in everyday life, including homes, vehicles, and connected devices. Analysts are optimistic, predicting earnings of $5.26 per share, reflecting a 9.8% increase from the $4.79 reported in the same quarter last year.
Founded in 1892 and formerly known as Fortis, Assurant has evolved to concentrate on modern risk protection. With a market capitalization of approximately $11.8 billion, it operates across North America, Latin America, Europe, and Asia-Pacific. The company’s segments include Global Lifestyle, which covers mobile devices and consumer electronics, and Global Housing, which offers various insurance products such as homeowners and renters insurance.
Positive Growth Trends Highlighted by Analysts
Assurant’s consistent performance has bolstered investor confidence. The company has exceeded earnings per share (EPS) estimates for the past four quarters. For the fiscal year 2025, analysts are forecasting an EPS increase of 17.1% from $16.64 in fiscal 2024 to $19.48. Expectations for fiscal 2026 suggest a further rise of 8.6% year-over-year to $21.16.
Despite a mixed stock performance, Assurant’s overall trajectory remains positive. Over the past 52 weeks, AIZ shares have increased by 10.5%, underperforming the S&P 500 Index, which has risen by 16.9%. However, the stock has outpaced the Invesco KBW Property & Casualty Insurance ETF, which saw a 5% increase in the same period.
The company’s recent quarterly results have provided insight into its ongoing growth strategy. Following a strong third-quarter report released in early November, Assurant’s stock saw a 1.7% rise. Total revenue for the quarter climbed nearly 9% year-over-year to $3.2 billion, exceeding expectations. This growth was attributed to higher premiums, improved investment income, and increased fee-based revenues.
Market Sentiment and Analyst Ratings
Overall market sentiment regarding Assurant remains cautiously optimistic. Analysts have assigned the stock a “Moderate Buy” rating. Out of nine analysts covering the stock, five recommend a “Strong Buy,” while one suggests a “Moderate Buy,” and three advise a “Hold.” The average analyst price target stands at $257.83, indicating an upside potential of 10.2%. The highest price target of $270 suggests the stock could potentially rally by as much as 15.4% from current levels.
As Assurant prepares to unveil its fourth-quarter earnings, the combination of strong historical performance and positive market sentiment positions the company well for continued growth in the coming year. Investors and analysts alike will be keen to see how the numbers reflect the company’s strategic focus on modern risk protection solutions.
